Listing Details: Celebration, Lake Nona, Orlando and Windermere, Florida Real Estate Listings & Homes For Sale Provided by Karen Donohoe

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Financing Your Home >Hybrids Offer Low Rates

In the field of home financing, "hybrid" mortgages have grown in popularity with homebuyers. With interest rates gradually rising in today's market, the hybrid mortgage product saves money, provides a period of fixed-rate security and helps buyers qualify for financing.

Hybrid mortgage loans offer a very low fixed-rate for a period of time, usually from 5 to 7 years, then revert to an adjustable rate mortgage (ARM) for the remainder of the term of the loan. The interest rate is typically lower than with a 30-year fixed-rate loan, and the borrower has the assurance that the rate will not change for a period of years. Such a loan works well for buyers who plan on reselling the home within a finite period.

Other specialty mortgages now available include an ARM loan with a provision allowing it to be converted to a fixed-rate loan when that is a practical step for the borrower. Still others offer an interest-only loan that requires payments to be made on the interest only for a specified number of years, then reverts to an amortized loan with interest and principal payments each month. Consult with an experienced mortgage professional to determine whether one of these loan products will meet your needs.

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Q	In which 'Oil Sheikdom' of the Far East do the wealthy still choose to live in primitive houses on stilts?
A	Brunei's oil wealth results in no income tax, free education and health services, and cheap housing loans for its average citizen.
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Karen Donohoe, REALTOR�, real estate agent and broker for Celebration, Lake Nona, Orlando and Windermere, Florida home listings, property and land for sale - NUMBER1EXPERT

Karen Donohoe
Century 21 Premium Properties
720 Celebration Ave. Suite 100
Celebration FL 34747
Karen Donohoe: 407-748-4861
Fax: 407 566-8511
karen.donohoe@gmail.com
Karen Donohoe, Realtor

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